Modern money, without the complexity

One app for your money and your crypto

Track your net worth, connect your accounts, manage crypto in a self-custody wallet, and use transfers, cards, Cash, and Yield from one place

Join waitlist

Net worth, one view

Bank accounts · Brokerages · Crypto · Real estate

Money movement, where supported

Stablecoins · Cards · ACH · Wires

Crypto, simplified

No seed phrase to manage · No gas token needed

Variable Yield

On supported USDC

Your crypto lives in a self-custody wallet. Verification is needed for partner features like bank transfers and cards, and where security or the law requires it

No seed phrase to manage. Sign in to your default Normies wallet like any normal app.

No gas token needed. Normies fronts gas on supported flows, and any charges you reimburse are shown before you confirm.

Self-custody, without the usual setup friction

Crypto power, without crypto headaches

Your crypto lives in a self-custody wallet. Verification is needed for partner features like bank transfers and cards, and where security or the law requires it.

No seed phrase to manage. Sign in to your default Normies wallet like any normal app.

No gas token needed. Normies fronts gas on supported flows, and any charges you reimburse are shown before you confirm.

Online and in-store.
Where supported

Rewards on eligible purchases.
Details in the app

Virtual card access.
Managed in the app

0% purchase APR.
Current Card Terms · fees and limits in the app

Make eligible funds available in the app, then spend with your card

A card built for everyday spending

Online and in-store.
Where supported

Rewards on eligible purchases.
Details in the app

Virtual card access.
Managed in the app

0% purchase APR.
Current Card Terms · fees and limits in the app

Bank transfers.
Incoming and outgoing

Supported routes.
ACH · Wires · International

Request money by link.
Coming soon

Bank transfers + stablecoins

Send and receive through supported routes

Bank transfers.
Incoming and outgoing

Supported routes.
ACH · Wires · International

Request money by link.
Coming soon

All your assets

One net worth

Total clarity

All your assets

One net worth

Total clarity

Add real‑world assets.
Real estate + valuables

Connect accounts.
Banks + brokerages

Track crypto.
Wallets + positions

Your net worth, in real time

Everything you own, one clear view

Add real‑world assets.
Real estate + valuables

Connect accounts.
Banks + brokerages

Track crypto.
Wallets + positions

Accounts that fit you.
Cash · Yield · Crypto

Connect external accounts.
Banks · cards · brokerages

See it all at a glance.
Balances · activity · net worth

Start simple. Add power when you want

Pick the accounts that work for you

Accounts that fit you.
Cash · Yield · Crypto

Connect external accounts.
Banks · cards · brokerages

See it all at a glance.
Balances · activity · net worth

Variable Yield on supported USDC

Buy, sell, and swap supported assets

Staking. Coming soon

No seed phrase to manage

Trade and hold supported assets

All your crypto, without complexity

Variable Yield on supported USDC

Buy, sell, and swap supported assets

Staking. Coming soon

No seed phrase to manage

Variable Yield.
Rates shown in the app

Supported USDC in Yield.
More assets coming soon

Move between Yield and Cash.
Timing depends on network conditions and liquidity

Goals and automation.
Coming soon

Variable Yield · not guaranteed · principal loss is possible

Put supported USDC to work

Variable Yield.
Rates shown in the app

Supported USDC in Yield.
More assets coming soon

Move between Yield and Cash.
Timing depends on network conditions and liquidity

Goals and automation.
Coming soon

Clear transaction details

Applicable charges shown before you confirm

Variable Yield

Rates change with market conditions

Everything connected  in one place

Rewards on eligible purchases

Current rates and details in the app

Human support

Help when you need it

Latest from the Blog

View all posts →

Crypto Education

What Are Stablecoins? Digital Dollars Explained.

A plain-English guide to stablecoins: how USDC and USDT work, why people use them, the risks to know, and how to get started safely.

Industry Insights

What the White House Report Says About Stablecoin-Yield Restrictions

A look at the White House analysis of stablecoin-yield restrictions and what it may mean for banks, consumers, and digital-dollar products.

Banking Tips

Where to Keep Your Emergency Fund in 2026.

Compare HYSAs, money market accounts, CDs, and stablecoins across access, liquidity, yield, and risk.

Get early access to Normies

Join waitlist

One app for your money and digital assets

The short version. Full details live in the Legal Center.

Disclosures

Not a bank

Normies Labs, LLC is a financial technology company, not a bank. Cash and Yield are crypto-based features, not bank accounts or FDIC-insured deposits.

Variable Yield

Variable Yield on supported USDC; rates can change and principal loss is possible. Yield is not guaranteed. Current rates are shown in the app.

Stablecoins & insurance

USDC is a digital asset issued by Circle, designed to track the U.S. dollar. It is not a bank deposit and not FDIC-insured, and its market value can deviate from $1.

Gas & network charges

No gas token needed. Normies fronts gas on supported flows, and any charges you reimburse are shown before you confirm. Transaction-specific provider or network charges may apply.

Rewards

Eligible card purchases may earn rewards. Current rates, eligible transactions, exclusions, and terms will be shown in the app.

The Normies Card

The Normies Card is available to eligible users in supported regions, issued through our card program partner on Visa rails. Current Card Terms provide a 0% purchase APR; other fees, limits, and program terms may apply. The Normies Card may not be used to purchase or trade digital currencies.

Bank transfers & supported routes

Bank transfers are provided through partners and are subject to eligibility, verification, and availability by region. Available routes and timing vary by region and provider.

Self-custody & verification

Self-custody means digital assets are held in wallet addresses associated with you rather than being held by Normies in a custodial account. Verification is needed for partner features like bank transfers and cards, and where security or the law requires it. Partner-linked protections do not extend to self-custody activity.

Charges shown before you confirm

Applicable charges are shown in the app before you confirm.

Coming soon features

Staking, request money by link, and goals and automation are labeled Coming soon and are not yet available. Digital assets, stablecoins, smart contracts, and Yield involve risk, including loss of value. See the Legal Center for full terms and disclosures.

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